Universal Life Product Overview & Performance

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Canadian

Currently tracking Equitable Life Active Balanced Portfolio Select
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January 31, 2025

Fund Overview

The objective of the fund seeks long-term capital appreciation and income by investing in a diversified portfolio comprised primarily of fixed income, equity and real estate related investments. The portfolio, at times, may assume limited exposures to commodity related investments or other alternative asset classes.

Risk Rating

This fund's risk rating is Low to Medium

As of December 31, 2024

Asset Allocation (%)

Asset Percent
US Equity 33.5%
Canadian Government Bonds 25.6%
Canadian Corporate Bonds 14.7%
International Equity 12.2%
Canadian Equity 11.8%
Cash and Equivalents 1.6%
Income Trust Units 0.6%

Sector Allocation (%)

Sector Percent
Fixed Income 47.3%
Financial Services 12.3%
Technology 11.4%
Consumer Services 5.3%
Healthcare 5.0%
Consumer Goods 4.8%
Industrial Goods 4.5%
Energy 3.7%
Basic Materials 3.0%
Industrial Services 2.7%

Geographic Allocation (%)

Region Percent
North America 87.4%
Europe 7.9%
Asia 4.2%
Latin America 0.3%
Africa and Middle East 0.1%
Other 0.1%

Top 10 Holdings (%)

As of December 31, 2024

Name Percent
Equitable Life Active Canadian Bond Fund 40.76%
BMO S&P 500 Hedged to CAD Index ETF (ZUE) 10.41%
BMO S&P 500 Index ETF (ZSP) 9.09%
SPDR Dow Jones Industrial Average ETF Trust (DIA) 8.60%
Franklin International Equity Index ETF (FLUR) 7.66%
SPDR S&P Dividend ETF (SDY) 6.02%
TD Q Canadian Dividend ETF (TQCD) 5.20%
BMO S&P/TSX Capped Composite Index ETF (ZCN) 5.09%
BMO MSCI EAFE Hedged to CAD Index ETF (ZDM) 3.91%
Franklin Canadian Low Vol High Div Ind ETF (FLVC) 2.04%

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment, The value of the investment would be $14,254

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 11.28 8.54 -11.51 9.29 2.69 12.48 -4.97 5.68 3.40 -0.71

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 2.45 4.13 6.49 14.14 4.10 3.94 3.38

Fees

Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.75 % 0.75 %
Equation Generation IV (Bonus) 1.75 % 1.75 %
EquiLife 0.75 % 0.75 %
Equation Generation III 2.75 % 2.75 %
Equation Generation II 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III
Equation Generation II

Date of Inception:

September 2013

Estimated Management
Expense Ratio (MER)*:

2.48%

Fund Category

Global Neutral Balanced

Portfolio Manager

The Equitable Life Insurance Company of Canada

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Fixed Income

Duration: Long

Credit Rating: Med

Performance Chart

Period:
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Canadian

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment

Total returns performance

42.54%

Value of $10,000 investment

$14,253.57  CAD