Universal Life Product Overview & Performance

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Target Date 2040

Currently tracking Fidelity ClearPath®2040 Portfolio

January 31, 2025

Fund Overview

Primary investments include other Fidelity funds and ETFs which generally invest in equity, fixed income and/or money market instruments. From inception to its target date in 2040 and for a period of approximately twenty years thereafter, an increasing proportion of the Fund's assets will gradually be invested in securities of fixed income and money market funds.

Risk Rating

This fund's risk rating is Medium

As of December 31, 2024

Asset Allocation (%)

Asset Percent
International Equity 40.3%
US Equity 28.4%
Canadian Equity 18.1%
Canadian Bonds - Funds 6.1%
Canadian Government Bonds 2.8%
Cash and Equivalents 2.6%
Derivatives 0.9%
Commodities 0.3%
Foreign Bonds - Funds 0.3%
Income Trust Units 0.2%

Sector Allocation (%)

Sector Percent
Mutual Fund 32.7%
Financial Services 14.8%
Technology 14.4%
Fixed Income 9.3%
Industrial Goods 6.7%
Consumer Services 5.8%
Healthcare 4.4%
Basic Materials 4.2%
Consumer Goods 3.9%
Industrial Services 3.8%

Geographic Allocation (%)

Region Percent
North America 58.8%
Europe 15.4%
Asia 12.4%
Multi-National 9.6%
Latin America 1.8%
Africa and Middle East 0.8%
Other 1.2%

Top 10 Holdings (%)

As of December 31, 2024

Name Percent
Fidelity Emerging Markets Fund Series B
Fidelity International Equity M-Asset Base Fd O
Fidelity Insights Investment Trust Series O
Fidelity Canadian Disciplined Equity Fund Ser O
BC Gwth MA Base - Ser O
Can Bond MA Base - Ser O
Fidelity American Disciplined Equity Fund O
Fidelity International Growth Multi-Asset Ba Fd O
Intl Val MA Base - Ser O
Fidelity True North Fund Series B

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment, The value of the investment would be $20,741

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 17.61 12.55 -13.50 13.34 12.56 17.65 -5.57 11.62 5.11 4.60

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 4.14 6.37 8.51 21.71 7.24 8.69 7.14
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

November 2005

Estimated Management
Expense Ratio (MER)*:

2.49%

Fund Category

2035+ Target Date Portfolio

Portfolio Manager

Fidelity Investments Canada ULC

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Target Date 2040

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment

Total returns performance

107.41%

Value of $10,000 investment

$20,741.22  CAD