Universal Life Product Overview & Performance

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Canadian Neutral Portfolio

Currently tracking Equitable Life Active Balanced Income Portfolio Select

July 31, 2025

Fund Overview

The objective of the fund seeks income with capital appreciation and preservation by investing in a diversified portfolio comprised primarily of fixed income, equity and real estate related investments. The portfolio, at times, may assume limited exposures to commodity related investments or other alternative asset classes.

Risk Rating

This fund's risk rating is Low to Medium

As of July 31, 2025

Asset Allocation (%)

Asset Percent
Canadian Government Bonds 34.1%
Canadian Equity 22.0%
Canadian Corporate Bonds 21.4%
US Equity 14.8%
International Equity 4.4%
Cash and Equivalents 2.0%
Income Trust Units 0.5%
Commodities 0.5%
Canadian Bonds - Other 0.3%

Sector Allocation (%)

Sector Percent
Fixed Income 61.9%
Financial Services 11.2%
Technology 9.3%
Exchange Traded Fund 3.6%
Consumer Services 2.9%
Energy 2.8%
Basic Materials 2.6%
Cash and Cash Equivalent 2.0%
Industrial Services 1.9%
Consumer Goods 1.8%

Geographic Allocation (%)

Region Percent
North America 95.0%
Europe 3.0%
Asia 1.3%
Latin America 0.2%
Other 0.5%

Top 10 Holdings (%)

As of July 31, 2025

Name Percent
Equitable Life Active Canadian Bond Fund 56.01%
BMO S&P/TSX Capped Composite Index ETF (ZCN) 11.94%
BMO S&P 500 Index ETF (ZSP) 9.16%
Invesco QQQ ETF (QQQ) 6.22%
BMO MSCI EAFE Hedged to CAD Index ETF (ZDM) 4.01%
Global X Equal Weight Canadian Bks Ind ETF (HBNK) 3.97%
Franklin Canadian Low Vol High Div Ind ETF (FLVC) 3.60%
TD Q Canadian Dividend ETF (TQCD) 2.88%
CANADA Cash and Receivables, Payables 1.72%
CI Gold Bullion Fund ETF C$ Hedged Series (VALT) 0.48%

Growth of $10,000

As of July 31, 2025

Period:

For the period 07/31/2015 through 07/31/2025 with $10,000 CAD investment, The value of the investment would be $13,471

Calendar Return (%)

As of July 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 11.36 6.77 -11.41 8.34 2.52 11.66 -4.73 3.82 2.33 -0.46

Compound Return (%)

As of July 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 0.28 4.13 0.53 7.48 6.01 3.92 2.86
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

September 2013

Estimated Management
Expense Ratio (MER)*:

2.43%

Fund Category

Canadian Neutral Balanced

Portfolio Manager

The Equitable Life Insurance Company of Canada

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Fixed Income

Duration: Mid

Credit Rating: Med

Performance Chart

Period:
Canadian Neutral Portfolio

Summary

For the period 07/31/2015 through 07/31/2025 with $10,000 CAD investment

Total returns performance

34.71% Up

Value of $10,000 investment

$13,470.62  CAD