Universal Life Product Overview & Performance

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Canadian Neutral Portfolio

Currently tracking Equitable Income

March 31, 2026

Fund Overview

The objective of the fund seeks income with capital appreciation and preservation by investing in a diversified portfolio comprised primarily of fixed income, equity and real estate related investments. The portfolio, at times, may assume limited exposures to commodity related investments or other alternative asset classes.

Risk Rating

This fund's risk rating is Low to Medium

As of March 31, 2026

Asset Allocation (%)

Asset Percent
Canadian Bonds - Funds 55.3%
Canadian Equity 23.9%
US Equity 10.9%
Cash and Equivalents 4.4%
International Equity 3.7%
Commodities 1.0%
Income Trust Units 0.8%

Sector Allocation (%)

Sector Percent
Fixed Income 62.2%
Financial Services 8.6%
Technology 6.3%
Basic Materials 6.1%
Cash and Cash Equivalent 4.4%
Energy 4.4%
Exchange Traded Fund 2.6%
Consumer Services 2.2%
Industrial Services 1.7%
Consumer Goods 1.5%

Geographic Allocation (%)

Region Percent
North America 94.9%
Europe 2.5%
Asia 1.1%
Latin America 0.4%
Africa and Middle East 0.1%
Other 1.0%

Top 10 Holdings (%)

As of March 31, 2026

Name Percent
ACTIVE CANADIAN BOND INT SEG 55.25%
BMO S&P/TSX Capped Composite Index ETF (ZCN) 12.93%
TD Q Canadian Dividend ETF (TQCD) 8.24%
BMO S&P 500 Index ETF (ZSP) 6.70%
Cash and Cash Equivalents 4.30%
BMO MSCI EAFE Hedged to CAD Index ETF (ZDM) 3.12%
Franklin Canadian Low Vol High Div Ind ETF (FLVC) 2.62%
Invesco QQQ ETF (QQQ) 2.55%
BMO MSCI USA High Quality Index ETF (ZUQ) 1.72%
iShares S&P/TSX Global Gold Index ETF (XGD) 1.60%

Growth of $10,000

As of March 31, 2026

Period:

For the period 03/31/2016 through 03/31/2026 with $10,000 CAD investment, The value of the investment would be $14,723

Calendar Return (%)

As of March 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 8.86 11.36 6.77 -11.41 8.34 2.52 11.66 -4.73 3.82 2.33

Compound Return (%)

As of March 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund -3.23 0.58 2.24 9.09 8.05 4.39 3.78
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

September 2013

Estimated Management
Expense Ratio (MER)*:

2.43%

Fund Category

Canadian Neutral Balanced

Portfolio Manager

The Equitable Life Insurance Company of Canada

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Canadian Neutral Portfolio

Summary

For the period 03/31/2016 through 03/31/2026 with $10,000 CAD investment

Total returns performance

47.23% Up

Value of $10,000 investment

$14,723.40  CAD