Universal Life Product Overview & Performance

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Canadian Balanced Portfolio

Currently tracking Equitable Balanced

January 31, 2026

Fund Overview

The objective of the fund seeks long-term capital appreciation and income by investing in a diversified portfolio comprised primarily of fixed income, equity and real estate related investments. The portfolio, at times, may assume limited exposures to commodity related investments or other alternative asset classes.

Risk Rating

This fund's risk rating is Low to Medium

As of January 31, 2026

Asset Allocation (%)

Asset Percent
Canadian Bonds - Funds 40.5%
US Equity 26.7%
Canadian Equity 17.8%
International Equity 12.7%
Commodities 1.1%
Cash and Equivalents 0.6%
Income Trust Units 0.6%

Sector Allocation (%)

Sector Percent
Fixed Income 46.2%
Technology 15.4%
Financial Services 13.5%
Basic Materials 5.3%
Consumer Services 4.3%
Consumer Goods 3.7%
Healthcare 3.4%
Energy 3.3%
Industrial Goods 2.9%
Industrial Services 2.0%

Geographic Allocation (%)

Region Percent
North America 85.9%
Europe 8.5%
Asia 3.9%
Latin America 0.3%
Africa and Middle East 0.3%
Other 1.1%

Top 10 Holdings (%)

As of January 31, 2026

Name Percent
ACTIVE CANADIAN BOND INT SEG 40.45%
BMO S&P 500 Index ETF (ZSP) 16.88%
BMO MSCI EAFE Hedged to CAD Index ETF (ZDM) 11.51%
Invesco QQQ ETF (QQQ) 10.42%
BMO S&P/TSX Capped Composite Index ETF (ZCN) 7.41%
TD Q Canadian Dividend ETF (TQCD) 5.91%
Global X Equal Weight Canadian Bks Ind ETF (HBNK) 3.94%
iShares S&P/TSX Global Gold Index ETF (XGD) 1.74%
CI Gold Bullion Fund ETF C$ Hedged Series (VALT) 1.06%
Cash and Cash Equivalents 0.67%

Growth of $10,000

As of January 31, 2026

Period:

For the period 01/31/2016 through 01/31/2026 with $10,000 CAD investment, The value of the investment would be $15,636

Calendar Return (%)

As of January 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 10.33 11.28 8.54 -11.51 9.29 2.69 12.48 -4.97 5.68 3.40

Compound Return (%)

As of January 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 1.15 1.12 7.58 8.92 8.90 5.61 4.79
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

September 2013

Estimated Management
Expense Ratio (MER)*:

2.50%

Fund Category

Global Neutral Balanced

Portfolio Manager

The Equitable Life Insurance Company of Canada

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Canadian Balanced Portfolio

Summary

For the period 01/31/2016 through 01/31/2026 with $10,000 CAD investment

Total returns performance

56.36% Up

Value of $10,000 investment

$15,636.25  CAD