Universal Life Product Overview & Performance

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Balanced Income Portfolio

Currently tracking Franklin Quotential Balanced Income Portfolio

September 30, 2026

Fund Overview

A balance of current income and long-term capital appreciation by investing in a diversified mix of equity and income mutual funds, with a bias towards capital appreciation.

Risk Rating

This fund's risk rating is Low to Medium

As of September 30, 2026

Asset Allocation (%)

Asset Percent
US Equity 20.2%
Canadian Corporate Bonds 18.4%
Canadian Government Bonds 18.0%
Canadian Equity 11.9%
International Equity 10.8%
Foreign Bonds - Other 9.1%
Foreign Corporate Bonds 5.5%
Foreign Government Bonds 2.1%
Cash and Equivalents 1.5%
Other 2.6%

Sector Allocation (%)

Sector Percent
Fixed Income 53.5%
Technology 9.9%
Mutual Fund 9.7%
Exchange Traded Fund 8.0%
Financial Services 4.9%
Healthcare 2.0%
Industrial Goods 1.8%
Consumer Services 1.7%
Energy 1.6%
Other 7.2%

Geographic Allocation (%)

Region Percent
North America 77.0%
Multi-National 10.1%
Europe 5.1%
Asia 5.1%
Latin America 1.2%
Africa and Middle East 0.2%
Other 1.5%

Top 10 Holdings (%)

As of September 30, 2026

Name Percent
Franklin Canadian Core Plus Bd Fd O 24.52%
Franklin Canadian Government Bond Fund O 12.27%
Franklin U.S. Core Equity Fund Series O 9.20%
Franklin Global Core Bond Fund ETF Series (FLGA) 8.00%
Franklin Canadian Core Equity Fund Series O 4.69%
Franklin Canadian Short Term Bd Fd O 4.11%
Franklin FTSE U.S. Index ETF (FLAM) 3.69%
Franklin ClearBridge Canadian Equity Fund O 3.62%
Franklin International Core Equity Fund Series O 3.46%
Franklin Brandywine Global Inc Opt Fd O 3.33%

Growth of $10,000

As of September 30, 2026

Period:

For the period 09/30/2016 through 09/30/2026 with $10,000 CAD investment, The value of the investment would be $14,746

Calendar Return (%)

As of September 30, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 7.52 10.24 8.37 -12.06 5.27 7.61 9.03 -3.90 4.75 1.92

Compound Return (%)

As of September 30, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund -0.70 -1.38 4.83 5.49 10.04 3.98 3.92
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

August 2002

Estimated Management
Expense Ratio (MER)*:

1.99%

Fund Category

Global Fixed Income Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Balanced Income Portfolio

Summary

For the period 09/30/2016 through 09/30/2026 with $10,000 CAD investment

Total returns performance

47.46% Up

Value of $10,000 investment

$14,745.93  CAD