Universal Life Product Overview & Performance

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Canadian Value Stock

Currently tracking Franklin ClearBridge Canadian Equity Fund

January 31, 2025

Fund Overview

The underlying fund objective is long-term capital appreciation by investing primarily in a diversified portfolio of mid to large capitalization Canadian equities.

Risk Rating

This fund's risk rating is Medium

As of December 31, 2024

Asset Allocation (%)

Asset Percent
Canadian Equity 97.7%
Cash and Equivalents 1.6%
Income Trust Units 0.4%
US Equity 0.3%

Sector Allocation (%)

Sector Percent
Financial Services 26.6%
Energy 14.8%
Industrial Services 12.0%
Consumer Services 11.0%
Utilities 9.3%
Technology 8.4%
Basic Materials 6.5%
Telecommunications 4.6%
Real Estate 4.5%
Consumer Goods 2.3%

Geographic Allocation (%)

Region Percent
North America 98.8%
Other 1.2%

Top 10 Holdings (%)

As of December 31, 2024

Name Percent
Royal Bank of Canada 5.27%
Toronto-Dominion Bank 5.07%
Brookfield Corp Cl A 4.24%
Bank of Montreal 4.12%
Canadian Pacific Kansas City Ltd 3.84%
Canadian National Railway Co 3.76%
Alimentation Couche-Tard Inc 3.59%
Fortis Inc 3.53%
Bank of Nova Scotia 3.49%
Franco-Nevada Corp 2.70%

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 investment, The value of the investment would be $18,637

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 13.36 7.67 0.74 26.21 -2.96 18.71 -11.45 4.18 20.85 -9.25

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 3.04 3.68 5.47 16.35 7.46 8.81 6.61
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.00 % 0.00 %
Equation Generation IV (Bonus) 1.75 % 1.75 %
EquiLife 0.00 % 0.00 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

March 1983

Estimated Management
Expense Ratio (MER)*:

2.15%

Fund Category

Canadian Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Canadian Value Stock

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 investment

Total returns performance

86.37%

Value of $10,000 investment

$18,637.15