Universal Life Product Overview & Performance

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Canadian Value Stock

Currently tracking Franklin ClearBridge Canadian Equity Fund

August 31, 2025

Fund Overview

The underlying fund objective is long-term capital appreciation by investing primarily in a diversified portfolio of mid to large capitalization Canadian equities.

Risk Rating

This fund's risk rating is Medium

As of June 30, 2025

Asset Allocation (%)

Asset Percent
Canadian Equity 98.2%
Cash and Equivalents 1.4%
Income Trust Units 0.4%

Sector Allocation (%)

Sector Percent
Financial Services 26.7%
Energy 15.5%
Industrial Services 11.3%
Consumer Services 9.8%
Basic Materials 9.2%
Technology 9.0%
Utilities 7.0%
Telecommunications 4.5%
Real Estate 4.5%
Consumer Goods 2.5%

Geographic Allocation (%)

Region Percent
North America 98.8%
Other 1.2%

Top 10 Holdings (%)

As of June 30, 2025

Name Percent
Toronto-Dominion Bank 5.07%
Royal Bank of Canada 5.00%
Bank of Montreal 4.09%
Brookfield Corp Cl A 3.97%
Canadian National Railway Co 3.81%
Canadian Pacific Kansas City Ltd 3.66%
Bank of Nova Scotia 3.62%
Alimentation Couche-Tard Inc 3.28%
Franco-Nevada Corp 3.26%
Shopify Inc Cl A 3.19%

Growth of $10,000

As of August 31, 2025

Period:

For the period 08/31/2015 through 08/31/2025 with $10,000 investment, The value of the investment would be $21,192

Calendar Return (%)

As of August 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 13.36 7.67 0.74 26.21 -2.96 18.71 -11.45 4.18 20.85 -9.25

Compound Return (%)

As of August 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 3.32 5.84 9.81 15.95 11.23 12.76 8.20
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.00 % 0.00 %
Equation Generation IV (Bonus) 1.75 % 1.75 %
EquiLife 0.00 % 0.00 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

November 2000

Estimated Management
Expense Ratio (MER)*:

2.15%

Fund Category

Canadian Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Canadian Value Stock

Summary

For the period 08/31/2015 through 08/31/2025 with $10,000 investment

Total returns performance

111.92% Up

Value of $10,000 investment

$21,192.28