Universal Life Product Overview & Performance

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U.S. Blue Chip

Currently tracking Dow Jones Industrial Avg.Total Return Index

September 30, 2025

Fund Overview

To represent large and well-known U.S. companies. Covers all industries with the exception of Transportation and Utilities.

Risk Rating

This fund's risk rating is Medium

As of September 30, 2025

Asset Allocation (%)3

Asset Percent
US Equity 100.0%
Cash and Equivalents 0.3%
Other -0.3%

3 Determined based on the holdings of a fund that tracks the index and may differ from the asset allocation of the index.

Sector Allocation (%)4

Sector Percent
Financial Services 27.2%
Technology 20.5%
Industrial Goods 14.0%
Consumer Services 13.7%
Healthcare 11.7%
Basic Materials 4.6%
Consumer Goods 3.8%
Telecommunications 2.1%
Energy 2.1%
Cash and Cash Equivalent 0.3%

4 Determined based on the holdings of a fund that tracks the index and may differ from the sector allocation of the index.

Geographic Allocation (%)5

Region Percent
North America 100.0%

5 Determined based on the holdings of a fund that tracks the index and may differ from the geographic allocation of the index.

Top 10 Holdings (%)6

As of September 30, 2025

Name Percent
Goldman Sachs Group Inc 10.67%
Microsoft Corp 6.83%
Caterpillar Inc 6.26%
Home Depot Inc 5.40%
UnitedHealth Group Inc 4.58%
Sherwin-Williams Co 4.55%
American Express Co 4.54%
Visa Inc Cl A 4.51%
JPMorgan Chase & Co 4.19%
Mcdonald's Corp 4.02%

6 Determined based on the top 10 holdings of a fund that tracks the index and may differ from the top 10 holdings of the index.

Growth of $10,000

As of September 30, 2025

Period:

Calendar Return (%)

As of September 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 25.10 13.46 -0.50 20.43 7.56 19.34 4.96 19.69 13.02 19.55

Compound Return (%)

As of September 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund - - - - - - -
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 1.75 % 1.75 %
Equation Generation IV (Bonus) 3.00 % 3.00 %
EquiLife 1.75 % 1.75 %
Equation Generation III 3.00 % 3.00 %
Equation Generation II 3.00 % 3.00 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III
Equation Generation II

Date of Inception:

May 1896

Portfolio Manager

Dow Jones Indexes

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
U.S. Blue Chip

Summary

For the period 09/30/2015 through 08/31/2025 with $10,000 investment

Total returns performance

258.30% Up

Value of $10,000 investment

$35,830.36