Universal Life Product Overview & Performance

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Target Date 2035

Currently tracking Fidelity ClearPath®2035 Portfolio

January 31, 2025

Fund Overview

Primary investments include other Fidelity funds and ETFs which generally invest in equity, fixed income and/or money market instruments. From inception to its target date in 2035 and for a period of approximately twenty years thereafter, an increasing proportion of the Fund's assets will gradually be invested in securities of fixed income and money market funds.

Risk Rating

This fund's risk rating is Low to Medium

As of December 31, 2024

Asset Allocation (%)

Asset Percent
International Equity 36.5%
US Equity 24.6%
Canadian Equity 15.7%
Canadian Bonds - Funds 11.8%
Canadian Bonds - Other 4.8%
Canadian Government Bonds 2.7%
Cash and Equivalents 2.4%
Derivatives 0.9%
Commodities 0.3%
Foreign Bonds - Funds 0.3%

Sector Allocation (%)

Sector Percent
Fixed Income 30.1%
Mutual Fund 18.9%
Financial Services 13.0%
Technology 12.7%
Industrial Goods 5.9%
Consumer Services 5.1%
Healthcare 3.9%
Basic Materials 3.7%
Consumer Goods 3.4%
Industrial Services 3.3%

Geographic Allocation (%)

Region Percent
North America 62.8%
Europe 13.7%
Asia 11.0%
Multi-National 9.0%
Latin America 1.6%
Africa and Middle East 0.7%
Other 1.2%

Top 10 Holdings (%)

As of December 31, 2024

Name Percent
Can Bond MA Base - Ser O
Fidelity Emerging Markets Fund Series B
Fidelity International Equity M-Asset Base Fd O
Fidelity Insights Investment Trust Series O
Fidelity Canadian Disciplined Equity Fund Ser O
BC Gwth MA Base - Ser O
Fidelity International Growth Multi-Asset Ba Fd O
Intl Val MA Base - Ser O
Fidelity American Disciplined Equity Fund O
Sov Bd Idx H MA - Ser O

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment, The value of the investment would be $18,966

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 15.09 11.13 -13.59 10.27 11.50 16.11 -5.01 11.06 5.11 4.52

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 3.72 5.66 7.55 18.96 5.82 6.98 6.18
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

November 2005

Estimated Management
Expense Ratio (MER)*:

2.42%

Fund Category

2035 Target Date Portfolio

Portfolio Manager

Fidelity Investments Canada ULC

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Target Date 2035

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment

Total returns performance

89.66%

Value of $10,000 investment

$18,966.27  CAD