Universal Life Product Overview & Performance

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Growth

Currently tracking Franklin Quotential Growth Portfolio

April 30, 2025

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of equity mutual funds, with additional stability derived from investing in fixed income mutual funds.

Risk Rating

This fund's risk rating is Low to Medium

As of January 31, 2025

Asset Allocation (%)

Asset Percent
US Equity 41.2%
Canadian Equity 22.5%
International Equity 16.7%
Cash and Equivalents 7.2%
Canadian Government Bonds 4.6%
Canadian Corporate Bonds 2.7%
Foreign Bonds - Other 2.6%
Canadian Bonds - Funds 1.3%
Foreign Corporate Bonds 0.8%
Other 0.4%

Sector Allocation (%)

Sector Percent
Technology 32.2%
Fixed Income 12.4%
Financial Services 11.8%
Mutual Fund 10.2%
Cash and Cash Equivalent 7.2%
Consumer Services 6.2%
Healthcare 5.7%
Consumer Goods 4.0%
Energy 3.8%
Other 6.5%

Geographic Allocation (%)

Region Percent
North America 79.2%
Europe 6.2%
Asia 4.2%
Multi-National 3.0%
Latin America 0.7%
Africa and Middle East 0.3%
Other 6.4%

Top 10 Holdings (%)

As of January 31, 2025

Name Percent
Franklin U.S. Core Equity Fund Series O 13.57%
Franklin FTSE U.S. Index ETF (FLAM) 9.21%
Franklin ClearBridge Canadian Equity Fund O 8.39%
Franklin Canadian Core Equity Fund Series O 7.30%
Franklin Canadian Core Plus Bd Fd O 7.09%
SPDR Portfolio S&P 500 Value ETF (SPYV) 6.57%
Franklin FTSE Canada All Cap Index ETF (FLCD) 5.73%
Franklin International Core Equity Fund Series O 5.55%
Franklin U.S. Rising Dividends Fund Series O 5.09%
Franklin U.S. Opportunities Fund Series O 4.67%

Growth of $10,000

As of April 30, 2025

Period:

For the period 04/30/2015 through 04/30/2025 with $10,000 CAD investment, The value of the investment would be $15,830

Chart

Chart with 121 data points.
The chart has 1 X axis displaying Time. Data ranges from 2015-04-30 00:00:00 to 2025-04-30 00:00:00.
The chart has 1 Y axis displaying values. Data ranges from -8.252080867675602 to 71.30329826978212.
End of interactive chart.

Calendar Return (%)

As of April 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 18.28 11.73 -11.46 13.81 8.45 13.84 -6.84 7.49 2.06 6.59

Compound Return (%)

As of April 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund -2.61 -6.25 -0.43 8.93 7.80 8.30 4.85
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.45 % 0.45 %
Equation Generation IV (Bonus) 2.20 % 2.20 %
EquiLife 0.45 % 0.45 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

August 2002

Estimated Management
Expense Ratio (MER)*:

2.04%

Fund Category

Global Equity Balanced

Portfolio Manager

Fiduciary Trust Company of Canada

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
    Growth

    Chart

    Combination chart with 2 data series.
    The chart has 2 X axes displaying Time and navigator-x-axis.
    The chart has 2 Y axes displaying values and navigator-y-axis.
    End of interactive chart.

    For Growth, for the period April 30, 2015 through April 30, 2025, the total returns performance is 58.3%.

    Summary

    For the period 04/30/2015 through 04/30/2025 with $10,000 CAD investment

    Total returns performance

    58.30% Up

    Value of $10,000 investment

    $15,830.14  CAD