Universal Life Product Overview & Performance

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Growth Portfolio

Currently tracking Franklin Quotential Growth Portfolio

September 30, 2025

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of equity mutual funds, with additional stability derived from investing in fixed income mutual funds.

Risk Rating

This fund's risk rating is Low to Medium

As of August 31, 2025

Asset Allocation (%)

Asset Percent
US Equity 38.3%
Canadian Equity 22.1%
International Equity 19.4%
Canadian Government Bonds 6.0%
Canadian Corporate Bonds 4.9%
Cash and Equivalents 3.2%
Foreign Bonds - Other 2.9%
Foreign Corporate Bonds 2.3%
Foreign Government Bonds 0.7%
Mortgages 0.2%

Sector Allocation (%)

Sector Percent
Exchange Traded Fund 26.5%
Fixed Income 16.9%
Technology 15.7%
Mutual Fund 14.7%
Financial Services 8.5%
Consumer Services 4.4%
Healthcare 3.7%
Consumer Goods 3.4%
Cash and Cash Equivalent 3.2%
Industrial Goods 3.0%

Geographic Allocation (%)

Region Percent
North America 75.7%
Europe 11.1%
Asia 6.9%
Multi-National 2.9%
Latin America 0.9%
Africa and Middle East 0.4%
Other 2.1%

Top 10 Holdings (%)

As of August 31, 2025

Name Percent
Franklin U.S. Core Equity Fund Series O 15.47%
Franklin ClearBridge Canadian Equity Fund O 7.95%
Franklin FTSE U.S. Index ETF (FLAM) 7.85%
Franklin Canadian Core Plus Bd Fd O 7.81%
Franklin Canadian Core Equity Fund Series O 7.20%
Franklin International Core Equity Fund Series O 7.07%
Franklin FTSE Canada All Cap Index ETF (FLCD) 5.51%
Franklin Putnam U.S. Large Cap Value Fund Series O 5.33%
Franklin U.S. Opportunities Fund Series O 4.88%
Franklin Canadian Government Bond Fund O 3.95%

Growth of $10,000

As of September 30, 2025

Period:

For the period 09/30/2015 through 09/30/2025 with $10,000 CAD investment, The value of the investment would be $18,932

Calendar Return (%)

As of September 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 18.28 11.73 -11.46 13.81 8.45 13.84 -6.84 7.49 2.06 6.59

Compound Return (%)

As of September 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 4.04 7.50 11.75 14.44 15.65 9.41 6.90
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

August 2002

Estimated Management
Expense Ratio (MER)*:

2.04%

Fund Category

Global Equity Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Growth Portfolio

Summary

For the period 09/30/2015 through 09/30/2025 with $10,000 CAD investment

Total returns performance

89.32% Up

Value of $10,000 investment

$18,932.11  CAD