Universal Life Product Overview & Performance

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Growth Portfolio

Currently tracking Franklin Quotential Growth Portfolio

August 31, 2026

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of equity mutual funds, with additional stability derived from investing in fixed income mutual funds.

Risk Rating

This fund's risk rating is Low to Medium

As of July 31, 2026

Asset Allocation (%)

Asset Percent
US Equity 39.1%
Canadian Equity 22.0%
International Equity 20.9%
Canadian Corporate Bonds 5.6%
Canadian Government Bonds 5.5%
Foreign Bonds - Other 2.6%
Foreign Corporate Bonds 1.8%
Cash and Equivalents 1.5%
Foreign Government Bonds 0.7%
Income Trust Units 0.3%

Sector Allocation (%)

Sector Percent
Technology 27.2%
Fixed Income 16.4%
Exchange Traded Fund 15.5%
Mutual Fund 14.8%
Financial Services 9.4%
Consumer Services 4.0%
Healthcare 3.9%
Industrial Goods 3.5%
Consumer Goods 2.8%
Basic Materials 2.5%

Geographic Allocation (%)

Region Percent
North America 75.2%
Europe 9.9%
Asia 9.5%
Multi-National 2.6%
Latin America 1.2%
Africa and Middle East 0.4%
Other 1.2%

Top 10 Holdings (%)

As of July 31, 2026

Name Percent
Franklin U.S. Core Equity Fund Series O 17.62%
Franklin Canadian Core Equity Fund Series O 8.62%
Franklin FTSE U.S. Index ETF (FLAM) 7.36%
Franklin Canadian Core Plus Bd Fd O 7.35%
Franklin ClearBridge Canadian Equity Fund O 7.12%
Franklin International Core Equity Fund Series O 6.32%
Franklin Putnam U.S. Large Cap Value Fund Series O 6.27%
Templeton Emerging Markets Fund Series O 5.27%
Franklin FTSE Canada All Cap Index ETF (FLCD) 5.01%
Franklin U.S. Opportunities Fund Series O 4.63%

Growth of $10,000

As of August 31, 2026

Period:

For the period 08/31/2016 through 08/31/2026 with $10,000 CAD investment, The value of the investment would be $21,449

Calendar Return (%)

As of August 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 13.27 18.28 11.73 -11.46 13.81 8.45 13.84 -6.84 7.49 2.06

Compound Return (%)

As of August 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 1.16 2.10 6.95 18.13 15.83 8.53 7.83
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

August 2002

Estimated Management
Expense Ratio (MER)*:

2.04%

Fund Category

Global Equity Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Growth Portfolio

Summary

For the period 08/31/2016 through 08/31/2026 with $10,000 CAD investment

Total returns performance

114.49% Up

Value of $10,000 investment

$21,449.39  CAD