Universal Life Product Overview & Performance

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Diversified Income Portfolio

Currently tracking Franklin Quotential Diversified Income Portfolio

May 31, 2026

Fund Overview

High current income and some long-term capital appreciation by investing primarily in a diversified mix of income and bond mutual funds.

Risk Rating

This fund's risk rating is Low

As of May 31, 2026

Asset Allocation (%)

Asset Percent
Canadian Government Bonds 23.9%
Canadian Corporate Bonds 22.8%
US Equity 12.9%
Foreign Bonds - Other 10.9%
Foreign Corporate Bonds 8.3%
Canadian Equity 8.0%
International Equity 6.8%
Cash and Equivalents 2.9%
Foreign Government Bonds 2.7%
Mortgages 0.8%

Sector Allocation (%)

Sector Percent
Fixed Income 73.3%
Technology 6.2%
Exchange Traded Fund 5.2%
Mutual Fund 4.9%
Financial Services 3.0%
Cash and Cash Equivalent 2.9%
Consumer Services 1.2%
Healthcare 1.2%
Industrial Goods 1.1%
Energy 1.0%

Geographic Allocation (%)

Region Percent
North America 80.0%
Multi-National 10.5%
Asia 3.3%
Europe 3.1%
Latin America 1.1%
Africa and Middle East 0.2%
Other 1.8%

Top 10 Holdings (%)

As of May 31, 2026

Name Percent
Franklin Canadian Core Plus Bd Fd O 30.73%
Franklin Canadian Government Bond Fund O 15.10%
Franklin Global Core Bond Fund ETF Series (FLGA) 10.45%
Franklin Canadian Short Term Bd Fd O 7.15%
Franklin U.S. Core Equity Fund Series O 5.79%
Franklin Brandywine Global Inc Opt Fd O 4.84%
Franklin Brandywine U.S. High Yield Fund Ser O 3.70%
Franklin Canadian Core Equity Fund Series O 2.94%
Franklin ClearBridge Canadian Equity Fund O 2.43%
Franklin FTSE U.S. Index ETF (FLAM) 2.39%

Growth of $10,000

As of May 31, 2026

Period:

For the period 05/31/2016 through 05/31/2026 with $10,000 CAD investment, The value of the investment would be $13,594

Calendar Return (%)

As of May 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 5.85 7.60 7.49 -12.04 1.73 7.18 7.32 -2.70 3.59 1.86

Compound Return (%)

As of May 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 2.14 0.96 2.70 8.79 7.23 2.79 2.96
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

June 2008

Estimated Management
Expense Ratio (MER)*:

1.73%

Fund Category

Global Fixed Income Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Income Portfolio

Summary

For the period 05/31/2016 through 05/31/2026 with $10,000 CAD investment

Total returns performance

35.94% Up

Value of $10,000 investment

$13,594.22  CAD