Universal Life Product Overview & Performance

Looking for segregated funds?  Segregated Funds

Diversified Income Portfolio

Currently tracking Franklin Quotential Diversified Income Portfolio

June 30, 2025

Fund Overview

High current income and some long-term capital appreciation by investing primarily in a diversified mix of income and bond mutual funds.

Risk Rating

This fund's risk rating is Low

As of May 31, 2025

Asset Allocation (%)

Asset Percent
Canadian Government Bonds 25.7%
Canadian Corporate Bonds 15.3%
US Equity 12.2%
Foreign Bonds - Other 11.1%
Canadian Equity 7.7%
Canadian Bonds - Funds 6.7%
International Equity 6.4%
Cash and Equivalents 6.2%
Foreign Corporate Bonds 5.8%
Other 2.9%

Sector Allocation (%)

Sector Percent
Fixed Income 69.2%
Cash and Cash Equivalent 6.2%
Mutual Fund 6.1%
Technology 5.4%
Financial Services 3.9%
Consumer Services 1.9%
Healthcare 1.7%
Consumer Goods 1.3%
Energy 1.3%
Other 3.0%

Geographic Allocation (%)

Region Percent
North America 78.6%
Multi-National 13.8%
Europe 2.5%
Asia 1.0%
Latin America 0.5%
Africa and Middle East 0.1%
Other 3.5%

Top 10 Holdings (%)

As of May 31, 2025

Name Percent
Franklin Canadian Core Plus Bd Fd O 31.31%
Franklin Canadian Government Bond Fund O 15.94%
Franklin Global Core Bond Fund ETF Series (FLGA) 10.91%
FRANKLIN CANADIAN SHORT TERM BOND FUND OEMF CAD CLASS O - TIS A/C #4875 6.73%
Franklin Brandywine Global Inc Opt Fd O 4.63%
Franklin U.S. Core Equity Fund Series O 4.39%
FRANKLIN BRANDYWINE U.S. HIGH YIELD FUND SERIES O OEMF CAD NPV SERIES O - TIS A/ 2.88%
Franklin ClearBridge Canadian Equity Fund O 2.75%
Franklin FTSE U.S. Index ETF (FLAM) 2.48%
Franklin Canadian Core Equity Fund Series O 2.39%

Growth of $10,000

As of June 30, 2025

Period:

For the period 06/30/2015 through 06/30/2025 with $10,000 CAD investment, The value of the investment would be $12,256

Calendar Return (%)

As of June 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 7.60 7.49 -12.04 1.73 7.18 7.32 -2.70 3.59 1.86 3.00

Compound Return (%)

As of June 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 1.20 1.09 1.86 6.97 5.98 1.89 2.18
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

June 2008

Estimated Management
Expense Ratio (MER)*:

1.73%

Fund Category

Global Fixed Income Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Income Portfolio

Summary

For the period 06/30/2015 through 06/30/2025 with $10,000 CAD investment

Total returns performance

22.56% Up

Value of $10,000 investment

$12,256.43  CAD