Universal Life Product Overview & Performance

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Diversified Income Portfolio

Currently tracking Franklin Quotential Diversified Income Portfolio

September 30, 2025

Fund Overview

High current income and some long-term capital appreciation by investing primarily in a diversified mix of income and bond mutual funds.

Risk Rating

This fund's risk rating is Low

As of August 31, 2025

Asset Allocation (%)

Asset Percent
Canadian Government Bonds 23.7%
Canadian Corporate Bonds 19.1%
US Equity 12.7%
Foreign Bonds - Other 11.1%
Foreign Corporate Bonds 9.7%
Canadian Equity 7.7%
International Equity 6.5%
Cash and Equivalents 6.0%
Foreign Government Bonds 2.7%
Mortgages 0.8%

Sector Allocation (%)

Sector Percent
Fixed Income 70.5%
Cash and Cash Equivalent 6.0%
Exchange Traded Fund 5.6%
Technology 5.2%
Mutual Fund 4.9%
Financial Services 3.0%
Consumer Services 1.5%
Healthcare 1.2%
Consumer Goods 1.1%
Industrial Goods 1.0%

Geographic Allocation (%)

Region Percent
North America 78.5%
Multi-National 10.9%
Europe 4.1%
Asia 2.3%
Latin America 0.4%
Africa and Middle East 0.2%
Other 3.6%

Top 10 Holdings (%)

As of August 31, 2025

Name Percent
Franklin Canadian Core Plus Bd Fd O 30.71%
Franklin Canadian Government Bond Fund O 15.52%
Franklin Global Core Bond Fund ETF Series (FLGA) 10.94%
Franklin Canadian Short Term Bd Fd O 7.20%
Franklin U.S. Core Equity Fund Series O 5.14%
Franklin Brandywine Global Inc Opt Fd O 4.69%
Franklin Brandywine U.S. High Yield Fund Ser O 3.10%
Franklin ClearBridge Canadian Equity Fund O 2.64%
Franklin FTSE U.S. Index ETF (FLAM) 2.61%
Franklin Canadian Core Equity Fund Series O 2.41%

Growth of $10,000

As of September 30, 2025

Period:

For the period 09/30/2015 through 09/30/2025 with $10,000 CAD investment, The value of the investment would be $12,935

Calendar Return (%)

As of September 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 7.60 7.49 -12.04 1.73 7.18 7.32 -2.70 3.59 1.86 3.00

Compound Return (%)

As of September 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 2.29 3.38 4.51 5.68 7.39 2.24 2.73
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

June 2008

Estimated Management
Expense Ratio (MER)*:

1.73%

Fund Category

Global Fixed Income Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Income Portfolio

Summary

For the period 09/30/2015 through 09/30/2025 with $10,000 CAD investment

Total returns performance

29.35% Up

Value of $10,000 investment

$12,934.59  CAD