Universal Life Product Overview & Performance

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Diversified Equity

Currently tracking Franklin Quotential Diversified Equity Portfolio

May 31, 2026

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of global equity mutual funds.

Risk Rating

This fund's risk rating is Medium

As of May 31, 2026

Asset Allocation (%)

Asset Percent
US Equity 61.7%
International Equity 32.7%
Canadian Equity 3.8%
Cash and Equivalents 1.7%
Income Trust Units 0.1%

Sector Allocation (%)

Sector Percent
Technology 36.4%
Exchange Traded Fund 16.8%
Mutual Fund 13.1%
Financial Services 8.8%
Healthcare 5.9%
Industrial Goods 5.1%
Consumer Services 5.0%
Consumer Goods 4.6%
Utilities 2.3%
Industrial Services 2.0%

Geographic Allocation (%)

Region Percent
North America 66.1%
Europe 15.6%
Asia 15.1%
Latin America 1.4%
Africa and Middle East 0.7%
Other 1.1%

Top 10 Holdings (%)

As of May 31, 2026

Name Percent
Franklin U.S. Core Equity Fund Series O 27.85%
Franklin FTSE U.S. Index ETF (FLAM) 11.56%
Franklin International Core Equity Fund Series O 9.94%
Franklin Putnam U.S. Large Cap Value Fund Series O 9.59%
Templeton Emerging Markets Fund Series O 8.06%
Franklin U.S. Opportunities Fund Series O 7.37%
Franklin Emerging Markets Core Equity Fund Ser O 5.30%
Franklin International Equity Index ETF (FLUR) 5.20%
Franklin U.S. Rising Dividends Fund Series O 4.02%
Franklin ClearBridge Intl Gth Fd Ser O 3.76%

Growth of $10,000

As of May 31, 2026

Period:

For the period 05/31/2016 through 05/31/2026 with $10,000 CAD investment, The value of the investment would be $25,889

Calendar Return (%)

As of May 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 13.14 22.48 15.00 -13.94 14.40 12.82 17.89 -7.34 9.63 0.68

Compound Return (%)

As of May 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 6.02 7.40 10.67 27.17 18.87 11.06 9.58
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.45 % 0.45 %
Equation Generation IV (Bonus) 2.20 % 2.20 %
EquiLife 0.45 % 0.45 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

June 2003

Estimated Management
Expense Ratio (MER)*:

2.16%

Fund Category

Global Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Equity

Summary

For the period 05/31/2016 through 05/31/2026 with $10,000 CAD investment

Total returns performance

158.89% Up

Value of $10,000 investment

$25,889.41  CAD