Universal Life Product Overview & Performance

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Diversified Equity

Currently tracking Franklin Quotential Diversified Equity Portfolio

August 31, 2026

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of global equity mutual funds.

Risk Rating

This fund's risk rating is Medium

As of July 31, 2026

Asset Allocation (%)

Asset Percent
US Equity 61.9%
International Equity 33.5%
Canadian Equity 3.2%
Cash and Equivalents 1.3%
Income Trust Units 0.1%

Sector Allocation (%)

Sector Percent
Technology 34.5%
Exchange Traded Fund 16.9%
Mutual Fund 12.9%
Financial Services 10.1%
Healthcare 6.2%
Industrial Goods 5.3%
Consumer Services 5.3%
Consumer Goods 4.4%
Utilities 2.5%
Industrial Services 1.9%

Geographic Allocation (%)

Region Percent
North America 65.5%
Europe 16.4%
Asia 14.9%
Latin America 1.4%
Africa and Middle East 0.6%
Other 1.2%

Top 10 Holdings (%)

As of July 31, 2026

Name Percent
Franklin U.S. Core Equity Fund Series O 28.03%
Franklin FTSE U.S. Index ETF (FLAM) 11.62%
Franklin International Core Equity Fund Series O 10.54%
Franklin Putnam U.S. Large Cap Value Fund Series O 9.95%
Templeton Emerging Markets Fund Series O 8.07%
Franklin U.S. Opportunities Fund Series O 7.37%
Franklin International Equity Index ETF (FLUR) 5.29%
Franklin Emerging Markets Core Equity Fund Ser O 4.99%
Franklin U.S. Rising Dividends Fund Series O 3.95%
Franklin ClearBridge Intl Gth Fd Ser O 3.58%

Growth of $10,000

As of August 31, 2026

Period:

For the period 08/31/2016 through 08/31/2026 with $10,000 CAD investment, The value of the investment would be $25,173

Calendar Return (%)

As of August 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 13.14 22.48 15.00 -13.94 14.40 12.82 17.89 -7.34 9.63 0.68

Compound Return (%)

As of August 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 0.97 1.99 9.54 20.87 17.80 9.65 9.55
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.45 % 0.45 %
Equation Generation IV (Bonus) 2.20 % 2.20 %
EquiLife 0.45 % 0.45 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

June 2003

Estimated Management
Expense Ratio (MER)*:

2.16%

Fund Category

Global Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Equity

Summary

For the period 08/31/2016 through 08/31/2026 with $10,000 CAD investment

Total returns performance

151.73% Up

Value of $10,000 investment

$25,173.39  CAD