Universal Life Product Overview & Performance

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Diversified Equity Portfolio

Currently tracking Franklin Quotential Diversified Equity Portfolio

June 30, 2025

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of global equity mutual funds.

Risk Rating

This fund's risk rating is Medium

As of May 31, 2025

Asset Allocation (%)

Asset Percent
US Equity 61.3%
International Equity 32.4%
Canadian Equity 4.1%
Cash and Equivalents 1.9%
Foreign Corporate Bonds 0.2%
Income Trust Units 0.1%

Sector Allocation (%)

Sector Percent
Technology 35.2%
Financial Services 12.0%
Healthcare 8.5%
Consumer Services 8.1%
Consumer Goods 6.4%
Industrial Goods 5.6%
Mutual Fund 3.8%
Basic Materials 2.5%
Industrial Services 2.5%
Other 15.4%

Geographic Allocation (%)

Region Percent
North America 67.4%
Europe 11.7%
Asia 5.3%
Latin America 1.2%
Africa and Middle East 0.6%
Other 13.8%

Top 10 Holdings (%)

As of May 31, 2025

Name Percent
Franklin U.S. Core Equity Fund Series O 22.17%
Franklin FTSE U.S. Index ETF (FLAM) 12.64%
Franklin International Core Equity Fund Series O 11.89%
SPDR Portfolio S&P 500 Value ETF (SPYV) 9.16%
Franklin U.S. Opportunities Fund Series O 7.62%
Franklin U.S. Rising Dividends Fund Series O 6.97%
Franklin International Equity Index ETF (FLUR) 6.05%
Templeton Emerging Markets Fund Series O 5.65%
Franklin ClearBridge Intl Gth Fd Ser O 4.86%
Franklin ClearBridge U.S. Sust Leaders Fund Ser O 4.73%

Growth of $10,000

As of June 30, 2025

Period:

For the period 06/30/2015 through 06/30/2025 with $10,000 CAD investment, The value of the investment would be $18,759

Calendar Return (%)

As of June 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 22.48 15.00 -13.94 14.40 12.82 17.89 -7.34 9.63 0.68 9.74

Compound Return (%)

As of June 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 3.43 4.19 2.68 11.67 15.73 10.01 6.75
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

June 2003

Estimated Management
Expense Ratio (MER)*:

2.15%

Fund Category

Global Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Equity Portfolio

Summary

For the period 06/30/2015 through 06/30/2025 with $10,000 CAD investment

Total returns performance

87.59% Up

Value of $10,000 investment

$18,758.95  CAD