Universal Life Product Overview & Performance

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Diversified Equity Portfolio

Currently tracking Franklin Quotential Diversified Equity Portfolio

February 28, 2026

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of global equity mutual funds.

Risk Rating

This fund's risk rating is Medium

As of February 28, 2026

Asset Allocation (%)

Asset Percent
US Equity 61.0%
International Equity 33.4%
Canadian Equity 3.7%
Cash and Equivalents 1.7%
Income Trust Units 0.2%

Sector Allocation (%)

Sector Percent
Technology 32.2%
Exchange Traded Fund 18.7%
Mutual Fund 12.7%
Financial Services 7.9%
Healthcare 5.8%
Consumer Services 4.7%
Consumer Goods 4.2%
Industrial Goods 4.2%
Utilities 1.9%
Other 7.7%

Geographic Allocation (%)

Region Percent
North America 65.0%
Europe 12.4%
Asia 12.0%
Latin America 1.3%
Africa and Middle East 0.3%
Other 9.0%

Top 10 Holdings (%)

As of February 28, 2026

Name Percent
Franklin U.S. Core Equity Fund Series O 26.16%
Franklin FTSE U.S. Index ETF (FLAM) 12.61%
Franklin International Core Equity Fund Series O 10.76%
Franklin Putnam U.S. Large Cap Value Fund Series O 9.44%
Templeton Emerging Markets Fund Series O 7.59%
Franklin U.S. Opportunities Fund Series O 6.90%
Franklin Emerging Markets Core Equity Fund Ser O 5.00%
Franklin U.S. Rising Dividends Fund Series O 4.23%
Franklin ClearBridge Intl Gth Fd Ser O 4.19%
Franklin ClearBridge U.S. Sust Leaders Fund Ser O 3.61%

Growth of $10,000

As of February 28, 2026

Period:

For the period 02/29/2016 through 02/28/2026 with $10,000 CAD investment, The value of the investment would be $23,434

Calendar Return (%)

As of February 28, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 13.14 22.48 15.00 -13.94 14.40 12.82 17.89 -7.34 9.63 0.68

Compound Return (%)

As of February 28, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 1.82 3.04 10.35 14.05 16.65 10.05 9.36
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

June 2003

Estimated Management
Expense Ratio (MER)*:

2.16%

Fund Category

Global Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Equity Portfolio

Summary

For the period 02/29/2016 through 02/28/2026 with $10,000 CAD investment

Total returns performance

134.34% Up

Value of $10,000 investment

$23,433.58  CAD