Universal Life Product Overview & Performance

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Diversified Equity Portfolio

Currently tracking Franklin Quotential Diversified Equity Portfolio

January 31, 2025

Fund Overview

Long-term capital appreciation by investing primarily in a diversified mix of global equity mutual funds.

Risk Rating

This fund's risk rating is Medium

As of January 31, 2025

Asset Allocation (%)

Asset Percent
US Equity 65.5%
International Equity 28.2%
Canadian Equity 3.8%
Cash and Equivalents 2.4%
Income Trust Units 0.1%

Sector Allocation (%)

Sector Percent
Technology 38.4%
Financial Services 12.4%
Healthcare 9.3%
Consumer Services 8.6%
Consumer Goods 6.3%
Industrial Goods 5.4%
Mutual Fund 3.5%
Energy 2.8%
Industrial Services 2.6%
Other 10.7%

Geographic Allocation (%)

Region Percent
North America 70.5%
Europe 10.6%
Asia 7.0%
Latin America 1.1%
Africa and Middle East 0.5%
Other 10.3%

Top 10 Holdings (%)

As of January 31, 2025

Name Percent
Franklin U.S. Core Equity Fund Series O 21.86%
Franklin FTSE U.S. Index ETF (FLAM) 14.84%
SPDR Portfolio S&P 500 Value ETF (SPYV) 10.58%
Franklin International Core Equity Fund Series O 9.65%
Franklin U.S. Rising Dividends Fund Series O 8.21%
Franklin U.S. Opportunities Fund Series O 7.53%
Franklin ClearBridge U.S. Sust Leaders Fund Ser O 5.45%
Templeton Emerging Markets Fund Series O 4.99%
Franklin International Equity Index ETF (FLUR) 4.60%
Franklin Emerging Markets Core Equity Fund Ser O 4.46%

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment, The value of the investment would be $21,562

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 22.48 15.00 -13.94 14.40 12.82 17.89 -7.34 9.63 0.68 9.74

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 4.17 7.71 10.64 25.39 9.90 10.01 7.26
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

June 2003

Estimated Management
Expense Ratio (MER)*:

2.15%

Fund Category

Global Equity

Portfolio Manager

Fiduciary Trust Company of Canada

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Diversified Equity Portfolio

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment

Total returns performance

115.62%

Value of $10,000 investment

$21,562.18  CAD