Universal Life Product Overview & Performance

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Balanced Growth

Currently tracking Franklin Quotential Balanced Growth Portfolio

June 30, 2025

Fund Overview

A balance of current income and long-term capital appreciation by investing in a diversified mix of equity and income mutual funds, with a bias towards capital appreciation.

Risk Rating

This fund's risk rating is Low to Medium

As of May 31, 2025

Asset Allocation (%)

Asset Percent
US Equity 30.0%
Canadian Equity 17.0%
International Equity 14.6%
Canadian Government Bonds 11.7%
Canadian Corporate Bonds 8.2%
Foreign Bonds - Other 6.1%
Cash and Equivalents 4.5%
Canadian Bonds - Funds 3.6%
Foreign Corporate Bonds 3.1%
Foreign Government Bonds 1.2%

Sector Allocation (%)

Sector Percent
Fixed Income 45.4%
Technology 12.3%
Financial Services 8.6%
Mutual Fund 8.4%
Cash and Cash Equivalent 4.5%
Consumer Services 4.4%
Healthcare 3.9%
Consumer Goods 2.9%
Industrial Goods 2.7%
Other 6.9%

Geographic Allocation (%)

Region Percent
North America 77.6%
Multi-National 7.1%
Europe 5.4%
Asia 2.4%
Latin America 0.6%
Africa and Middle East 0.3%
Other 6.6%

Top 10 Holdings (%)

As of May 31, 2025

Name Percent
Franklin Canadian Core Plus Bd Fd O 16.79%
Franklin U.S. Core Equity Fund Series O 10.05%
Franklin Canadian Government Bond Fund O 8.55%
Franklin ClearBridge Canadian Equity Fund O 6.29%
Franklin Global Core Bond Fund ETF Series (FLGA) 6.04%
Franklin FTSE U.S. Index ETF (FLAM) 5.72%
Franklin Canadian Core Equity Fund Series O 5.46%
Franklin International Core Equity Fund Series O 5.34%
Franklin FTSE Canada All Cap Index ETF (FLCD) 4.21%
SPDR Portfolio S&P 500 Value ETF (SPYV) 4.15%

Growth of $10,000

As of June 30, 2025

Period:

For the period 06/30/2015 through 06/30/2025 with $10,000 CAD investment, The value of the investment would be $14,972

Chart

Chart with 121 data points.
The chart has 1 X axis displaying Time. Data ranges from 2015-06-30 00:00:00 to 2025-06-30 00:00:00.
The chart has 1 Y axis displaying values. Data ranges from -6.775269301852006 to 51.98383569077811.
End of interactive chart.

Calendar Return (%)

As of June 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 14.18 10.01 -11.77 9.43 8.07 11.34 -5.46 6.23 2.19 5.21

Compound Return (%)

As of June 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 2.12 2.86 2.81 10.18 10.11 6.20 4.27
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equation Generation IV (Low Fee) 0.45 % 0.45 %
Equation Generation IV (Bonus) 2.20 % 2.20 %
EquiLife 0.45 % 0.45 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

August 2002

Estimated Management
Expense Ratio (MER)*:

2.04%

Fund Category

Global Neutral Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
    Balanced Growth

    Chart

    Combination chart with 2 data series.
    The chart has 2 X axes displaying Time and navigator-x-axis.
    The chart has 2 Y axes displaying values and navigator-y-axis.
    End of interactive chart.

    For Balanced Growth, for the period June 30, 2015 through June 30, 2025, the total returns performance is 49.7%.

    Summary

    For the period 06/30/2015 through 06/30/2025 with $10,000 CAD investment

    Total returns performance

    49.72% Up

    Value of $10,000 investment

    $14,971.81  CAD