Universal Life Product Overview & Performance

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Canadian Equity Index

Currently tracking S&P/TSX Composite® Total Return Index

December 31, 2025

Fund Overview

Represents leading companies in leading industries, this tracked index covers approximately 73% of Canada’s equity market capitalization. Its 60 stocks make it ideal for large cap coverage and a cost-effective way to achieve Canadian equity exposure.

Risk Rating

This fund's risk rating is Medium

As of December 31, 2025

Asset Allocation (%)3

Asset Percent
Canadian Equity 96.9%
Income Trust Units 1.9%
Cash and Equivalents 0.6%
Foreign Bonds - Other 0.2%
International Equity 0.2%
US Equity 0.2%

3 Determined based on the holdings of a fund that tracks the index and may differ from the asset allocation of the index.

Sector Allocation (%)4

Sector Percent
Financial Services 35.7%
Basic Materials 19.4%
Energy 13.2%
Technology 9.6%
Industrial Services 7.3%
Consumer Services 5.5%
Real Estate 3.0%
Utilities 2.9%
Telecommunications 1.9%
Industrial Goods 1.5%

4 Determined based on the holdings of a fund that tracks the index and may differ from the sector allocation of the index.

Geographic Allocation (%)5

Region Percent
North America 99.1%
Latin America 0.7%
Asia 0.2%

5 Determined based on the holdings of a fund that tracks the index and may differ from the geographic allocation of the index.

Top 10 Holdings (%)6

As of December 31, 2025

Name Percent
Royal Bank of Canada 7.19%
Shopify Inc Cl A 5.92%
Toronto-Dominion Bank 4.80%
Enbridge Inc 3.14%
Brookfield Corp Cl A 2.98%
Bank of Montreal 2.78%
Bank of Nova Scotia 2.74%
Agnico Eagle Mines Ltd 2.56%
Canadian Imperial Bank of Commerce 2.53%
Barrick Mining Corp 2.21%

6 Determined based on the top 10 holdings of a fund that tracks the index and may differ from the top 10 holdings of the index.

Growth of $10,000

As of December 31, 2025

Period:

For the period 12/31/2015 through 12/31/2025 with $10,000 investment, The value of the investment would be $32,748

Calendar Return (%)

As of December 31, 2025

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 30.96 21.04 12.05 -6.24 28.05 5.56 21.93 -7.58 9.78 21.36

Compound Return (%)

As of December 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 1.32 6.25 19.53 30.96 21.11 16.35 12.95
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 1.75 % 1.75 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

December 1998

Portfolio Manager

S&P/TSX Canadian Index Committee

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Canadian Equity Index

Summary

For the period 12/31/2015 through 12/31/2025 with $10,000 investment

Total returns performance

227.48% Up

Value of $10,000 investment

$32,747.73