Universal Life Product Overview & Performance

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Balanced Growth Portfolio

Currently tracking Franklin Quotential Balanced Growth Portfolio

May 31, 2026

Fund Overview

A balance of current income and long-term capital appreciation by investing in a diversified mix of equity and income mutual funds, with a bias towards capital appreciation.

Risk Rating

This fund's risk rating is Low to Medium

As of May 31, 2026

Asset Allocation (%)

Asset Percent
US Equity 29.4%
Canadian Equity 17.3%
International Equity 15.4%
Canadian Government Bonds 12.5%
Canadian Corporate Bonds 11.8%
Foreign Bonds - Other 5.8%
Foreign Corporate Bonds 3.8%
Cash and Equivalents 2.2%
Foreign Government Bonds 1.4%
Mortgages 0.4%

Sector Allocation (%)

Sector Percent
Fixed Income 44.0%
Technology 14.1%
Exchange Traded Fund 11.8%
Mutual Fund 11.2%
Financial Services 6.5%
Consumer Services 2.8%
Healthcare 2.7%
Industrial Goods 2.5%
Cash and Cash Equivalent 2.2%
Consumer Goods 2.2%

Geographic Allocation (%)

Region Percent
North America 77.3%
Asia 7.3%
Europe 7.0%
Multi-National 5.6%
Latin America 1.0%
Africa and Middle East 0.3%
Other 1.5%

Top 10 Holdings (%)

As of May 31, 2026

Name Percent
Franklin Canadian Core Plus Bd Fd O 16.09%
Franklin U.S. Core Equity Fund Series O 13.14%
Franklin Canadian Government Bond Fund O 7.91%
Franklin Canadian Core Equity Fund Series O 6.65%
Franklin Global Core Bond Fund ETF Series (FLGA) 5.64%
Franklin ClearBridge Canadian Equity Fund O 5.53%
Franklin FTSE U.S. Index ETF (FLAM) 5.45%
Franklin Putnam U.S. Large Cap Value Fund Series O 4.53%
Franklin International Core Equity Fund Series O 4.43%
Franklin FTSE Canada All Cap Index ETF (FLCD) 4.01%

Growth of $10,000

As of May 31, 2026

Period:

For the period 05/31/2016 through 05/31/2026 with $10,000 CAD investment, The value of the investment would be $18,363

Calendar Return (%)

As of May 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 10.36 14.18 10.01 -11.77 9.43 8.07 11.34 -5.46 6.23 2.19

Compound Return (%)

As of May 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 3.56 3.34 6.45 17.34 12.73 6.92 6.02
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

August 2002

Estimated Management
Expense Ratio (MER)*:

2.04%

Fund Category

Global Neutral Balanced

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Balanced Growth Portfolio

Summary

For the period 05/31/2016 through 05/31/2026 with $10,000 CAD investment

Total returns performance

83.63% Up

Value of $10,000 investment

$18,363.06  CAD