Universal Life Product Overview & Performance

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Global Innovators Equity

Currently tracking Fidelity Global Innovators® Class

November 30, 2025

Fund Overview

The underlying fund objective is to achieve long-term capital appreciation. It invests primarily in equity securities of companies located anywhere in the world that have the potential to be disruptive innovators.

Risk Rating

This fund's risk rating is Medium to High

As of September 30, 2025

Asset Allocation (%)

Asset Percent
US Equity 75.9%
International Equity 16.6%
Canadian Equity 6.9%
Cash and Equivalents 0.5%
Foreign Corporate Bonds 0.1%

Sector Allocation (%)

Sector Percent
Technology 66.0%
Consumer Services 10.1%
Basic Materials 5.7%
Consumer Goods 4.3%
Financial Services 3.4%
Real Estate 1.9%
Healthcare 1.2%
Industrial Goods 0.6%
Energy 0.6%
Other 6.2%

Geographic Allocation (%)

Region Percent
North America 82.9%
Asia 10.4%
Europe 5.6%
Africa and Middle East 0.8%
Other 0.3%

Top 10 Holdings (%)

As of September 30, 2025

Name Percent
NVIDIA Corp
Taiwan Semiconductor Manufactrg Co Ltd - ADR
Microsoft Corp
Meta Platforms Inc Cl A
Amazon.com Inc
Alphabet Inc Cl A
Alphabet Inc Cl C
Roblox Corp Cl A
Apple Inc
Agnico Eagle Mines Ltd

Growth of $10,000

As of November 30, 2025

Period:

For the period 11/30/2017 through 11/30/2025 with $10,000 CAD investment, The value of the investment would be $50,590

Calendar Return (%)

As of November 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 58.34 44.68 -30.61 2.70 92.47 39.45 -5.88 - - -

Compound Return (%)

As of November 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund -3.28 8.69 25.42 24.29 36.05 15.45 -
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

November 2017

Estimated Management
Expense Ratio (MER)*:

2.47%

Fund Category

Global Equity

Portfolio Manager

Fidelity Investments Canada ULC

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Global Innovators Equity

Summary

For the period 11/30/2017 through 11/30/2025 with $10,000 CAD investment

Total returns performance

405.90% Up

Value of $10,000 investment

$50,590.11  CAD