Universal Life Product Overview & Performance

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American Equity Index

Currently tracking S&P 500® Total Return Index

January 31, 2025

Fund Overview

Widely regarded as the best single gauge of the U.S. equities market, this tracked index includes 500 leading companies in leading industries in the U.S. economy. Although it focuses on the large cap segment of the market, with approximately 80% coverage of U.S. equities, it is also an ideal proxy for the total market.

Risk Rating

This fund's risk rating is Medium

As of January 31, 2025

Asset Allocation (%)3

Asset Percent
US Equity 96.9%
International Equity 2.5%
Cash and Equivalents 0.3%
Foreign Corporate Bonds 0.2%
Canadian Equity 0.1%

3 Determined based on the holdings of a fund that tracks the index and may differ from the asset allocation of the index.

Sector Allocation (%)4

Sector Percent
Technology 42.7%
Financial Services 13.1%
Consumer Services 10.9%
Healthcare 10.1%
Consumer Goods 6.9%
Industrial Goods 5.5%
Energy 3.3%
Industrial Services 2.7%
Real Estate 2.5%
Utilities 2.3%

4 Determined based on the holdings of a fund that tracks the index and may differ from the sector allocation of the index.

Geographic Allocation (%)5

Region Percent
North America 97.5%
Europe 2.4%
Latin America 0.1%

5 Determined based on the holdings of a fund that tracks the index and may differ from the geographic allocation of the index.

Top 10 Holdings (%)6

As of January 31, 2025

Name Percent
Apple Inc 6.96%
Microsoft Corp 5.98%
NVIDIA Corp 5.93%
Amazon.com Inc 4.26%
Meta Platforms Inc Cl A 2.90%
Alphabet Inc Cl A 2.28%
Tesla Inc 2.17%
Broadcom Inc 1.95%
Alphabet Inc Cl C 1.87%
Berkshire Hathaway Inc Cl B 1.68%

6 Determined based on the top 10 holdings of a fund that tracks the index and may differ from the top 10 holdings of the index.

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 investment, The value of the investment would be $43,958

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 36.01 23.32 -12.52 28.16 16.07 25.18 3.98 13.83 8.62 20.95

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 3.46 10.56 15.50 36.63 16.86 17.27 15.26
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 1.75 % 1.75 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

March 1957

Portfolio Manager

S&P Index Committee

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
American Equity Index

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 investment

Total returns performance

339.58%

Value of $10,000 investment

$43,957.76