Universal Life Product Overview & Performance

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Large Cap Canadian Equity

Currently tracking Dynamic Equity Income Fund

January 31, 2025

Fund Overview

The underlying fund objective is to seek to achieve high income and long-term growth of capital by investing primarily in equity securities that pay a dividend or distribution.

Risk Rating

This fund's risk rating is Low to Medium

As of November 30, 2024

Asset Allocation (%)

Asset Percent
Canadian Equity 68.2%
US Equity 21.6%
Income Trust Units 7.0%
Cash and Equivalents 2.0%
International Equity 1.0%
Other 0.2%

Sector Allocation (%)

Sector Percent
Financial Services 38.8%
Energy 13.7%
Industrial Services 10.1%
Consumer Services 8.7%
Technology 8.1%
Real Estate 5.6%
Telecommunications 3.9%
Industrial Goods 3.9%
Basic Materials 3.7%
Utilities 3.5%

Geographic Allocation (%)

Region Percent
North America 96.3%
Latin America 2.5%
Europe 1.0%
Multi-National 0.2%

Top 10 Holdings (%)

As of November 30, 2024

Name Percent
Royal Bank of Canada 6.96%
Enbridge Inc 4.45%
Toronto-Dominion Bank 4.40%
Canadian National Railway Co 3.89%
Brookfield Corp Cl A 3.78%
Microsoft Corp 3.66%
Canadian Pacific Kansas City Ltd 3.60%
Canadian Natural Resources Ltd 3.47%
Suncor Energy Inc 3.21%
Bank of Nova Scotia 2.93%

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment, The value of the investment would be $21,428

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 14.21 5.60 -4.53 21.60 1.10 20.68 -4.94 11.14 13.81 1.60

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 2.68 3.83 7.13 16.59 5.40 7.43 7.70
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %
Equation Generation IV (Low Fee) 0.00 % 0.00 %
Equation Generation IV (Bonus) 1.75 % 1.75 %
EquiLife 0.00 % 0.00 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equitable Generations™
Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

January 1968

Estimated Management
Expense Ratio (MER)*:

2.11%

Fund Category

Canadian Dividend & Income Equity

Portfolio Manager

1832 Asset Management L.P.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Large Cap Canadian Equity

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 CAD investment

Total returns performance

114.28%

Value of $10,000 investment

$21,427.88  CAD