Universal Life Product Overview & Performance

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Large Cap Canadian Equity

Currently tracking Dynamic Equity Income Fund

August 31, 2026

Fund Overview

The underlying fund objective is to seek to achieve high income and long-term growth of capital by investing primarily in equity securities that pay a dividend or distribution.

Risk Rating

This fund's risk rating is Low to Medium

As of June 30, 2026

Asset Allocation (%)

Asset Percent
Canadian Equity 78.8%
US Equity 14.1%
Income Trust Units 5.5%
Cash and Equivalents 1.5%
Other 0.1%

Sector Allocation (%)

Sector Percent
Financial Services 41.0%
Energy 13.9%
Industrial Services 9.9%
Consumer Services 9.4%
Basic Materials 8.1%
Real Estate 4.9%
Healthcare 4.5%
Technology 3.4%
Utilities 3.2%
Industrial Goods 1.7%

Geographic Allocation (%)

Region Percent
North America 98.8%
Latin America 1.1%
Multi-National 0.1%

Top 10 Holdings (%)

As of June 30, 2026

Name Percent
Royal Bank of Canada 9.54%
Toronto-Dominion Bank 7.03%
Enbridge Inc 3.99%
Canadian Pacific Kansas City Ltd 3.57%
Bank of Nova Scotia 3.42%
Suncor Energy Inc 3.06%
Canadian Natural Resources Ltd 3.00%
Intact Financial Corp 2.95%
Manulife Financial Corp 2.88%
Brookfield Corp Cl A 2.82%

Growth of $10,000

As of August 31, 2026

Period:

For the period 08/31/2016 through 08/31/2026 with $10,000 CAD investment, The value of the investment would be $23,832

Calendar Return (%)

As of August 31, 2026

Period 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 14.15 14.21 5.60 -4.53 21.60 1.10 20.68 -4.94 11.14 13.81

Compound Return (%)

As of August 31, 2026

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund -0.42 4.84 7.84 19.32 15.01 9.34 9.09
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %
Equation Generation IV (Low Fee) 0.00 % 0.00 %
Equation Generation IV (Bonus) 1.75 % 1.75 %
EquiLife 0.00 % 0.00 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equitable Generations™
Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

January 1968

Estimated Management
Expense Ratio (MER)*:

2.15%

Fund Category

Canadian Dividend & Income Equity

Portfolio Manager

1832 Asset Management L.P.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Large Cap Canadian Equity

Summary

For the period 08/31/2016 through 08/31/2026 with $10,000 CAD investment

Total returns performance

138.32% Up

Value of $10,000 investment

$23,831.90  CAD