Universal Life Product Overview & Performance

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Canadian Equity

Currently tracking Franklin ClearBridge Canadian Equity Fund

November 30, 2025

Fund Overview

The underlying fund objective is long-term capital appreciation by investing primarily in a diversified portfolio of mid to large capitalization Canadian equities.

Risk Rating

This fund's risk rating is Medium

As of September 30, 2025

Asset Allocation (%)

Asset Percent
Canadian Equity 98.8%
Cash and Equivalents 1.0%
Foreign Corporate Bonds 0.2%

Sector Allocation (%)

Sector Percent
Financial Services 29.0%
Energy 14.5%
Industrial Services 10.4%
Technology 10.2%
Basic Materials 10.2%
Consumer Services 9.2%
Utilities 6.4%
Telecommunications 4.3%
Real Estate 4.1%
Consumer Goods 1.7%

Geographic Allocation (%)

Region Percent
North America 99.1%
Other 0.9%

Top 10 Holdings (%)

As of September 30, 2025

Name Percent
Royal Bank of Canada 5.27%
Toronto-Dominion Bank 5.18%
Bank of Montreal 4.52%
Franco-Nevada Corp 4.16%
Brookfield Corp Cl A 4.14%
Bank of Nova Scotia 3.98%
Canadian National Railway Co 3.95%
Shopify Inc Cl A 3.86%
Alimentation Couche-Tard Inc 3.31%
Canadian Pacific Kansas City Ltd 3.23%

Growth of $10,000

As of November 30, 2025

Period:

For the period 11/30/2015 through 11/30/2025 with $10,000 investment, The value of the investment would be $22,957

Calendar Return (%)

As of November 30, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 13.36 7.67 0.74 26.21 -2.96 18.71 -11.45 4.18 20.85 -9.25

Compound Return (%)

As of November 30, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 2.30 5.38 11.53 14.10 11.24 13.02 8.65
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %

Other Fund Information

Product Availabilty

Equitable Generations™

Date of Inception:

November 2000

Estimated Management
Expense Ratio (MER)*:

2.14%

Fund Category

Canadian Equity

Portfolio Manager

Franklin Templeton Investments Corp.

Investment Style

Equity

Market Capitalization: Large

Fund Style: Growth

Performance Chart

Period:
Canadian Equity

Summary

For the period 11/30/2015 through 11/30/2025 with $10,000 investment

Total returns performance

129.57% Up

Value of $10,000 investment

$22,957.13