Universal Life Product Overview & Performance

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Canadian Bond

Currently tracking Equitable Life Active Canadian Bond Fund Internal Linked

January 31, 2025

Fund Overview

The objective of the fund seeks income with capital appreciation and preservation by investing in a diversified portfolio of primarily Canadian dollar debt, preferred shares and limited exposure to foreign denominated debt. The fund will primarily invest in investment grade debt.

Risk Rating

This fund's risk rating is Low

As of December 31, 2024

Asset Allocation (%)

Asset Percent
Canadian Government Bonds 62.8%
Canadian Corporate Bonds 36.1%
Cash and Equivalents 1.1%

Sector Allocation (%)

Sector Percent
Fixed Income 98.9%
Cash and Cash Equivalent 1.1%

Geographic Allocation (%)

Region Percent
North America 100.0%

Top 10 Holdings (%)

As of December 31, 2024

Name Percent
Canada Government 3.00% 01-Jun-2034 6.72%
Canada Housing Trust No 1 2.65% 15-Dec-2028 3.86%
Canada Housing Trust No 1 3.95% 15-Jun-2028 3.57%
Ontario Province 4.15% 02-Jun-2034 3.35%
Canada Government 2.75% 01-Dec-2055 3.32%
Ontario Province 3.75% 02-Jun-2032 3.24%
Quebec Province 6.25% 01-Jun-2032 2.74%
Ontario Province 3.65% 02-Jun-2033 2.21%
Canada Government 4.50% 01-Feb-2026 2.11%
Quebec Province 4.25% 01-Dec-2043 2.11%

Growth of $10,000

As of January 31, 2025

Period:

For the period 01/31/2015 through 01/31/2025 with $10,000 investment, The value of the investment would be $10,576

Calendar Return (%)

As of January 31, 2025

Period 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Fund 3.72 6.16 -13.04 -4.00 7.11 5.36 -1.16 0.61 0.42 0.93

Compound Return (%)

As of January 31, 2025

Period 1 mth 3 mths 6 mths 1 yr 3 yr 5 yr 10 yr
Fund 1.14 2.03 3.12 6.43 0.14 -0.63 0.19
Product Current annual LIO admin fee Maximum annual LIO admin fee
Equitable Generations 0.00 % 0.00 %
Equation Generation IV (Low Fee) 0.75 % 0.75 %
Equation Generation IV (Bonus) 1.75 % 1.75 %
EquiLife 0.75 % 0.75 %
Equation Generation III 2.75 % 2.75 %

Other Fund Information

Product Availabilty

Equitable Generations™
Equation Generation IV
EquiLife
Equation Generation III

Date of Inception:

Estimated Management
Expense Ratio (MER)*:

0.89%

Fund Category

Canadian Fixed Income

Portfolio Manager

Investment Style

Fixed Income

Duration: Long

Credit Rating: Med

Performance Chart

Period:
Canadian Bond

Summary

For the period 01/31/2015 through 01/31/2025 with $10,000 investment

Total returns performance

5.76%

Value of $10,000 investment

$10,576.07